3rd Decade™ Program

We are excited that you are ready to manage your financial future. The following is the criteria and information for participating in TCIF’s 3rd Decade™ program. Once you are ready, complete the application form and we will get back with you!


  • Are 21-35 years old
  • Have a household income between $35,000 and $100,000
  • Hold a bachelors, associate or vocational degree
  • Rent or own your own home
  • Are working fulltime
  • Are ready to manage debt and start a financial plan

Participant criteria:

  • You will attend four classes (10 classroom hours, 5:30-8:00PM), and two one-on-one advisor meetings to establish and manage your personal financial plan
  • You are eligible to receive a contribution to your Roth IRA upon successful completion * of the program. *100% participation in classes and advisor meetings and a passing grade on the final exam.
  • You agree to provide financial information annually for up to three years (total) in order to track the outcome of the 3rd Decade™ program.

Program deadlines:

  • Classes are held in Tucson, Tempe and Flagstaff and are limited to 20 individuals. To be eligible for an interview, please complete and submit the following application.

Subscribe to the TCI Foundation Blog

3rd Decade™ Program

Upcoming 3rd Decade™ Classes:
Tucson: September 18 & 19, 2018
Tempe: September 25 & 26, 2018
Flagstaff: September 11, 2018
Apply Online