All over the map

I find the budget line ‘Auto Insurance’ is just that, all over the map – from $800 to $1600 a year for an individual, up to nearly $3000 a year for a couple. And, the low price isn’t always from the same company nor for the same driver profile – it’s...

Is -43.1% okay with you?

If that’s your annual return, it’s a scary number. But some investors might not think so – why not? They might not be shocked because they chose a very aggressive allocation. Your allocation needs to reflect your financial goals, risk tolerance and ability to save. In...

In the news…again!

A December 2019 graduate of our 3rd Decade™ program wrote an opinion piece on her experience in the program. It appeared on Thrive Global, a website founded by Arianna Huffington to “help individuals, companies and communities improve their well-being and...

John C. Bogle

A graduate of the 3rd Decade™ Program sent me a link to an article he’d come across online: “It reiterates and reaffirms what TCI preached in class about holding onto investments even though the market can be risky because it will still outperform…in the long...

Tree pose

Just about a year ago I blogged about the importance of rebalancing your portfolio and gave a ‘how to’ example. This year I’ve added a column for 2018 returns – what a difference a year makes! You should rebalance your portfolio at least once a year, more often if...