Windfall

Imagine winning $15,000 a year for the rest of your life…and then losing it. Yup, her boyfriend bought her a lottery ticket as part of her birthday weekend getaway and it was the lucky one. Think what that could mean. Invested annually at 8% it’s $4+ million in 40...

Your Credit Score

In several recent client meetings, graduates of the 3rd Decade program have shared their credit scores with me and they’ve been impressive. At the same time, I bet if you’d asked these individuals what their score was prior to our class that covered credit...

The Confidence Game

It’s easy enough to be a victim of fraud – see last week’s blog for the statistics. This week I want to talk about why we’re easy targets. Fraud is fascinating. Elizabeth Holmes, founder of the biotech company Theranos, raised nearly a billion dollars from...

Online Scams

The Nigerian prince email is old news. The latest generation of scams come in the form of fake websites and fake ads on social media and they’ve been surprisingly successful. The Better Business Bureau, FINRA (the Financial Industry Regulatory Authority) and the...

Biggest Financial Regrets

You can probably guess what they are but how long do you think it takes, on average, to recover from them? The findings are from a poll sponsored by New York Life and featured in a recent blog from Barry Ritholtz: Ritholtz goes on to make an important point: people...