Encore!

Back by popular demand – 20 questions to ask around the Thanksgiving table. I continue to hear from readers who were glad they asked these questions at their last holiday meal. The stories bring laughter, tears and understanding. And, importantly, these questions have...

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Windfall

Imagine winning $15,000 a year for the rest of your life…and then losing it. Yup, her boyfriend bought her a lottery ticket as part of her birthday weekend getaway and it was the lucky one. Think what that could mean. Invested annually at 8% it’s $4+ million in 40...

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Your Credit Score

In several recent client meetings, graduates of the 3rd Decade program have shared their credit scores with me and they've been impressive. At the same time, I bet if you'd asked these individuals what their score was prior to our class that covered credit scores,...

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The Confidence Game

It’s easy enough to be a victim of fraud – see last week’s blog for the statistics. This week I want to talk about why we’re easy targets. Fraud is fascinating. Elizabeth Holmes, founder of the biotech company Theranos, raised nearly a billion dollars from...

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Online Scams

The Nigerian prince email is old news. The latest generation of scams come in the form of fake websites and fake ads on social media and they’ve been surprisingly successful. The Better Business Bureau, FINRA (the Financial Industry Regulatory Authority) and the...

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Biggest Financial Regrets

You can probably guess what they are but how long do you think it takes, on average, to recover from them? The findings are from a poll sponsored by New York Life and featured in a recent blog from Barry Ritholtz: Ritholtz goes on to make an important point: people...

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A day late…

Last month was Second Hand September. Those who participated pledged not to buy new clothes for 30 days. Compared to 15 years ago, we buy 60% more items of clothing each year and keep each item for about half as long. The result? The average American throws away...

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A better mousetrap?

Have you heard of Afterpay? Klarna?? I’m guessing you will. They’re upending access to credit by offering buy now, pay later options that are particularly appealing to millennials. Why millennials? Studies show they prefer using debit cards to credit cards to avoid...

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The U.S. Government’s Gift to 3rd Decaders

By: TK Irons It’s not too early to think about the tax return you’ll file next year. Here’s an opportunity you might not know about but, before that, a few general things on taxes: File Your Return Strategically The most eager filers finish their return early - 73% of...

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Bogleheads

are the followers of Jack Bogle, Vanguard’s founder. This cult for the good of investors first surfaced in 1998 when Morningstar established the Vanguard Diehards Forum. One day in 2001 it received 100,000 postings, the most postings ever received by any Morningstar...

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Increasing new investors' confidence and lifetime success through financial education.

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