The 3rd Decade Program

The TCI Foundation (TCIF), a 501c3 non-profit organization, was founded to provide the financial education young adults should have received in school.

TCIF offers the 3rd Decade program, led by financial experts, to increase your financial confidence and success. The 3rd Decade is the most critical time for planning and maximizing future financial success. Young adults are particularly at risk and are too often targeted by financial services that don't have their best interests in mind.

Poor financial decisions early in life can compromise financial security for years. At a minimum, we want you to have the knowledge, skills and confidence to make good decision. And, we want you to learn that financial security is more about good money habits and decisions rather than how much you make.

Bob Swift, founder of TCI Wealth Advisors, is committed to providing access to professional advice and financial education through TCIF and the 3rd Decade program. So important is this goal that participants in the 3rd Decade program are able to earn financial incentives.

It is time for you to Get Started.


From the TCI Foundation Blog


"It really is a way of life ... it's a way of concentrating your mind to only focus on the aspects that you need to be working on at that moment, to rid yourself of distractions." This is the way Melissa Gray, a senior at the Culinary Institute of America, described mise-en-place, a French expression referring to organization in a kitchen. Yes, I can imagine that a successful restaurant kitchen has to be super organized to be able to deliver the perfect meal at a profit every time but I had no idea kitchen organization was something of a cult. "I know people that have [mise-en-place] tattooed on them," says Melissa Gray. Dan Charnas explains in his report for NPR’s Morning Edition that we Americans spend upwards of $10 billion a year on organization tools. I think of the Container Store (an entire retail concept devoted helping us organize our stuff), Marie Kondo’s book “The Life-Changing Magic of Tidying Up” (which has sold nearly 6-million copies) and the pages of apps that … [Read More...]