3rd Decade™

Gain the knowledge, skills and confidence to build financial security. The 3rd decade of your life, your 20s and 30s, is the most critical time for planning and maximizing future financial success.

The TCI Foundation (TCIF), a 501c3 non-profit organization, was founded to provide the financial education young adults should have received in school.

TCIF’s 3rd Decade™ program, led by financial experts, increases your financial confidence and success. While in your 20s and 30s, it is the most critical time for planning and maximizing future financial success. Young adults are particularly at risk and are too often targeted by financial services that don’t have their best interests in mind.

Financial security is more about good money habits and decisions rather than how much you make. Poor financial decisions early in life can compromise your financial security for years. At a minimum, we want you to have the knowledge, skills and confidence to make good financial decisions.

Current and Future Locations
for the 3rd Decade Program™

Denver

Flagstaff

Reno

Santa Monica

Tempe

Tucson

Learn More

Your Financial Personality

How you react to money and financial issues is both unique to you and critical to your long-term financial success. This is the heart of behavioral economics. Take this test to better understand yourself. I’ve replicated the short five question test from “Simple but...

read more

Housing Affordability – some workarounds

Innovators respond to market inefficiencies. As affordability has become more of an issue in the housing market, we’re seeing entrepreneurs offering creative options. Heard of Divvy? Born in a Bay Area tech incubator and launched in January of this year, Divvy raised...

read more

Home Affordability

We’re hearing more and more about this in the news – how hard it is to buy that first home. I remember looking for my first home in Tucson in 1975. We bought the $32,000 condo instead of the $50,000 home we wanted because it’s what we could afford. The numbers, of...

read more

(Photo © Grant Hunker/azcentral.com)

The TCI Foundation (TCIF), a 501c3 non-profit organization, was founded to provide the financial education young adults should have received in school.

Bob Swift, founder of TCI Wealth Advisors, is committed to providing access to professional advice and financial education through TCIF and the 3rd Decade program. So important is this goal that participants in the 3rd Decade program are able to earn financial incentives. It is time for you to Get Started.