3rd Decade™

Gain the knowledge, skills and confidence to build financial security. The 3rd decade of your life, your 20s and 30s, is the most critical time for planning and maximizing future financial success.

The TCI Foundation (TCIF), a 501c3 non-profit organization, was founded to provide the financial education young adults should have received in school.

TCIF’s 3rd Decade™ program, led by financial experts, increases your financial confidence and success. While in your 20s and 30s, it is the most critical time for planning and maximizing future financial success. Young adults are particularly at risk and are too often targeted by financial services that don’t have their best interests in mind.

Financial security is more about good money habits and decisions rather than how much you make. Poor financial decisions early in life can compromise your financial security for years. At a minimum, we want you to have the knowledge, skills and confidence to make good financial decisions.

Current and Future Locations
for the 3rd Decade Program™

Denver

Flagstaff

Reno

Santa Monica

Tempe

Tucson

Learn More

She’s on FIRE!

In recent blogs I’ve discussed the FIRE movement (Financial Independence Retire Early) and the potential pitfalls of early retirement. Left unaddressed is how to pull it off – does it take a big income? or monk-like frugality?? Here’s how one 3rd DecadeTM graduate is...

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Be careful what you wish for…

I’d estimate that about 30% of the participants in the 3rd DecadeTM program would like to retire early whether that means age 60, 50 or even 40. But, is the dream better than the reality? San Dogan, founder of the website Financial Samurai, retired at 34 and his is a...

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Mr. Money Mustache vs. Suze Orman

Financial Independence/Retire Early – how is this possible? Suze Orman says FI/RE “…is the biggest mistake, financially speaking, you will ever, ever make in your lifetime.” Mr. Money Mustache counters “as soon as you stop making excuses for why these ideas can’t...

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(Photo © Grant Hunker/azcentral.com)

The TCI Foundation (TCIF), a 501c3 non-profit organization, was founded to provide the financial education young adults should have received in school.

Bob Swift, founder of TCI Wealth Advisors, is committed to providing access to professional advice and financial education through TCIF and the 3rd Decade program. So important is this goal that participants in the 3rd Decade program are able to earn financial incentives. It is time for you to Get Started.