The 3rd Decade Program

The TCI Foundation (TCIF), a 501c3 non-profit organization, was founded to provide the financial education young adults should have received in school.

TCIF offers the 3rd Decade program, led by financial experts, to increase your financial confidence and success. The 3rd Decade is the most critical time for planning and maximizing future financial success. Young adults are particularly at risk and are too often targeted by financial services that don't have their best interests in mind.

Poor financial decisions early in life can compromise financial security for years. At a minimum, we want you to have the knowledge, skills and confidence to make good decision. And, we want you to learn that financial security is more about good money habits and decisions rather than how much you make.

Bob Swift, founder of TCI Wealth Advisors, is committed to providing access to professional advice and financial education through TCIF and the 3rd Decade program. So important is this goal that participants in the 3rd Decade program are able to earn financial incentives.

It is time for you to Get Started.

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From the TCI Foundation Blog

What Don’t You Want?

You had to be there! This is a line taken from the recent movie Hell or High Water. The scene is set in a small café in a dusty west Texas town. Two Texas Rangers (Jeff Bridges and Gil Birmingham) are studying the menu when the waitress approaches – that’s when it gets interesting. She’s waitressed there for 50 years which has left her short on pleasantries and patience. She cuts off their decision making when she bluntly points out there is only one item to order and that their only choice is “which side don’t you want” (you fill in the west Texas accent). You’ll get the feel from the shot below: Her matter-of-fact attitude made the scene memorable. Dave and I chuckled about it over the next few days – you can imagine the back and forth: “what don’t you want for breakfast” and “what don’t you want for dinner.” Then it occurred to me that deciding what you don’t want in life is helpful and can be a lot easier than deciding what, from the infinite choices, you do want. … [Read More...]