3rd Decade™

Gain the knowledge, skills and confidence to build financial security. The 3rd decade of your life, your 20s and 30s, is the most critical time for planning and maximizing future financial success.

The TCI Foundation (TCIF), a 501c3 non-profit organization, was founded to provide the financial education young adults should have received in school.

TCIF’s 3rd Decade™ program, led by financial experts, increases your financial confidence and success. While in your 20s and 30s, it is the most critical time for planning and maximizing future financial success. Young adults are particularly at risk and are too often targeted by financial services that don’t have their best interests in mind.

Financial security is more about good money habits and decisions rather than how much you make. Poor financial decisions early in life can compromise your financial security for years. At a minimum, we want you to have the knowledge, skills and confidence to make good financial decisions.

Current and Future Locations
for the 3rd Decade Program™

Denver

Flagstaff

Reno

Tempe

Tucson

Learn More

FOMO

Fear Of Missing Out. What part does social media play in our spending decisions? This and other telling questions were put to 1,000 Americans aged 21-75 as part of Charles Schwab’s 2019 Modern Wealth Index Survey. Here’s what we learned: If you’ve wondered if you...

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What if…

you’re a good saver but a reluctant investor? What if you’re more confident investing when the market’s up? If the market’s up, prices are up, right? Bob Swift likes to point out that the market is one thing people like to buy when it costs the most. When the market’s...

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The wild cards

Gifts, vacations, pets, clothing, eating out…these are the wild cards, the spending categories that rely on our discipline to keep within budget. After all, most of our other expenses are fixed – rent/mortgage, utilities, car payment, etc. When I create a 12-month...

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(Photo © Grant Hunker/azcentral.com)

The TCI Foundation (TCIF), a 501c3 non-profit organization, was founded to provide the financial education young adults should have received in school.

Bob Swift, founder of TCI Wealth Advisors, is committed to providing access to professional advice and financial education through TCIF and the 3rd Decade program. So important is this goal that participants in the 3rd Decade program are able to earn financial incentives. It is time for you to Get Started.