3rd Decade®

Gain the knowledge, skills and confidence to build financial security. The 3rd Decade® of your life, your 20s and 30s, is the most critical time for planning and maximizing future financial success.

3rd Decade was founded to provide the financial education young adults should have received in school.

 3rd Decade® program, is led by financial experts, increases your financial confidence and success. While in your 20s and 30s, it is the most critical time for planning and maximizing future financial success. Young adults are particularly at risk and are too often targeted by financial services that don’t have their best interests in mind.

Financial security is more about good money habits and decisions rather than how much you make. Poor financial decisions early in life can compromise your financial security for years. At a minimum, we want you to have the knowledge, skills and confidence to make good financial decisions.

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You’ll often hear that most household’s top expenses are: housing, transportation, and food.  There is a lot of wisdom and truth to this and these may very well be yours. And the implicit advice is great - know your top expenses.  I agree. However, some money seems to...

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Friction – Less or More?

‘Tis the season of changing habits – getting rid of bad ones, adding new ones. The habit du jour is “dry January” – 30 alcohol-free days to start the year. Don’t count on willpower to make this or any other habit happen – instead, think about friction. We are largely...

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Instead of my usual 400 words this first day of 2020, I’m going to keep it short, very short, with just one piece of advice. It happens to be a quote from army general and 34th President of the United States, Dwight Eisenhower: "Plans are useless; planning is...

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(Photo © Grant Hunker/azcentral.com)


Bob Swift, founder of TCI Wealth Advisors, is committed to providing access to professional mentorship and financial education through  the 3rd Decade program. So important is this goal that participants in the 3rd Decade program are able to earn financial incentives. It is time for you to Get Started.