Tree pose

Just about a year ago I blogged about the importance of rebalancing your portfolio and gave a ‘how to’ example. This year I’ve added a column for 2018 returns – what a difference a year makes! You should rebalance your portfolio at least once a year, more often if...

The market is choppy

You probably didn’t need me to tell you that – it’s all over the news. Even though logic dictates that what goes up must come down, the drops get our attention. And, despite the fact that it’s these very movements, these risks that create the market and the rewards we...

Looking back to look ahead…

I am fortunate to have a circle of happy, successful friends, many of whom I hike with on a regular basis. Hiking is great exercise but also an opportunity for great conversation. With 2019 approaching, one conversation turned to making goals and a friend shared the...

Truce

I’ve been studying World War I. In a word, it was horrifying – 40 million military and civilian casualties. There were, of course, many stories of bravery and kindness along with the brutality. Here’s just one story of mans’ humanity to his fellow man. This was a war...

The Swift Family Holiday Letter

You wouldn’t expect Bob Swift to send out the typical holiday letter – oh no! Not only does he have fun with it but it’s the Swift family budget…from 1992. Fun aside, the charitable contributions line prompts me to remind you that you can choose to re-direct tax...

She’s on FIRE!

In recent blogs I’ve discussed the FIRE movement (Financial Independence Retire Early) and the potential pitfalls of early retirement. Left unaddressed is how to pull it off – does it take a big income? or monk-like frugality?? Here’s how one 3rd DecadeTM graduate is...